Wall of Trust
Referral Notes & Testimonials

Hi 您是否还在寻找靠谱的保险顾问？,

认识保生有大概一年的时间。经过一番查询之后，我决定让保生负责我的员工福利，团体保险项目。

保生总是有办法秒回我的信息，而且在处理我的保险申请时也非常专业。

保生在售后服务这块也很尽责，有关保单的利益用法，设置保单的电子账号和理赔的事项，都讲解得很清楚。他即使人在外地，也可以在最短的时间内，安排同事和上司，和我所有员工会面，讲解团体牙科保单的用法。

非常开心能找到薛保生来担任我的保险顾问。

Regards,

CEO Clove Bridal Studio Fiona 刘祖彤

I first got in touch with Steven many years ago, when I only just started working and was looking for basic, affordable insurance coverage. Despite being admittedly a very small client, Steven still treated me with care and respect, attending to my many questions.

Many years later, when I had an emergency at work and had trouble getting hold of my existing corporate health insurer, it was Steven again that I turned to. Even when he wasn't our insurer, he answered my every question and called frequently to check in on the situation. He helped to scan our existing policies and advised me on the options that were available and how to proceed. Eventually we made the choice to switch our corporate health insurer to AIA, under Steven's care.

Now that I am starting a family and looking to invest in life insurance and critical care coverage, I know once again that I can trust Steven to give me fair, reasonable advice on what to take up, based on my needs and abilities. I feel like I can select products and options that are most suited for my needs, with Steven's advice.

Thanks Steven for the wisdom and companionship over the years, you have made such “scary” life matters a breeze!

Nguyen Xuan Ngoc Hoa

I vividly remembered the moment sometime in May 1993, when I was first introduced to you in amongst all the trucks and other fellow servicemen and especially those in your command.

When you spoke to them, I sensed your care for them without compromising your task. When your guys echoed their "Yes, Sir", I felt their confidence in your leadership.

29 years later and that's now, I am very happy that I have got a friend in you and you as my trusted advisor for insurance, investment, and retirement matters. I am glad that with your advise on all matters, I will be comfortable and even healthy to enjoy my years ahead and with you as my fellow Signaller/ Friend / Buddy.

Thank you, Steven.

Siok Hock, your fellow Signaller/ Friend/ Buddy

I didn’t have any insurance primarily, until I was introduced to Uncle Steven by my close friend.
He is a superb agent, recommending a few starter policies that best fit my profile. He has been patient in advising me and accommodating to my budget as I was slowly extending my insurance package. Likewise, he is very prompt in sharing some of the latest promos or rebates which I especially enjoyed 😆
I am grateful that he is my first and trusted insurance agent, who is Always In Action!!
Cheers to many more years of excellent service and client-planner relationship, Uncle Steven 😊

Yani

I got to know Steven through a mutual friend back in Nov-2019. Being a foreigner new to Singapore, Steven warmly welcomed me into his weekly hiking sessions at Bt Timah Forest Reserve. Since then, we have been religiously 'conquering' Bt Timah hill. More recently, we even extended our hike to start from MacRitchie Reservoir. Steven's motto is 'What is impossible today, will become warm-up tomorrow', and he truly believes in this!

Separately, I have also grown to trust Steven with my insurance needs. Being new and alone in Singapore, I knew that having appropriate insurance coverage is paramount. Steven was very detailed and thorough in his briefing sessions and provided me coverage options that suited my needs. No pushy sales or pressure. I would strongly recommend Steven to anyone looking for an experienced, authentic and straight-taking insurance advisor.

Pak-Tjun Chin

Steven was introduced to me by my close NS friend, Paul.
We met through the mutual interest of cycling and trying to keep fit and healthy.
It was through a mutual cycling trip to Japan in April this year that we got to know each other better and where our friendship blossomed.
You can suss out a character of a person when you have to eat and share a room together 😊
Through this memorable trip and many more cycling excursions, he has shown to be dependable, trustworthy, witty and knowledgeable.
I have come to regard him first as a friend, then my insurance agent.

Steven does not sell policies for the sake of earning a commission, but he gets to know his clients first and then recommend policies that are suited for them during that particular stage of their life.
There was no pressure at any time and I felt that the whole policy transaction process was smooth and done very professionally.

I have no hesitation to recommend his services to anyone looking for a professional financial adviser to meet their needs.

Alan Teoh

I have known Steven for almost 2 decades and have seen him grow over this period. His success can be mainly attributed to his high level of professionalism, his impeccable customer service and his constant availability. He knows my family profile, has been recommending products that suit my needs based on family members, age, etc and does not coax me into unnecessary sales.

Every product he has recommended to me has yielded me benefits over time. The one aspect that definitely needs to be called out is his availability. After all these years and his personal growth in the industry he is available within seconds of sending him a message. Whether we are traveling or he is, I have never had to wait for a turnaround from Steven. He always maintains a very friendly, yet professional interaction and goes out of his way to build a relationship with my family. No matter how trivial the question, he maintains a high level of patience to guide my family and me to the right outcome.

In spite of all this he somehow manages to maintain a very healthy lifestyle. Not only does he do this for himself but he has a special gift to influence and has made my family more involved in running, trekking, etc towards staying fit and healthy.

I would recommend Steven to anyone without an ounce of doubt. His attitude, professionalism and friendliness is unparalleled.

Harsh Verma Executive Director JPMorgan Chase & Co

Ever since Steven took over my family's insurance affairs, our insurance coverage has not only gotten better, it has also gotten cheaper!

Steven is one of those rare agents who genuinely strives to put his clients' welfare before any other considerations. Over the years he has displayed impressive patience with us, explaining all the details of various policies, and going the extra mile when needed. And with all that, Steven has become a friend I enjoy spending time with. I am looking forward to continuing to work with Steven for a very long time.

Chris, Business Owner

This is a long overdue note to a fantastic individual.

I know Mr Steven Sit for more than 20 years when we were both in same military NS unit. He was already in the early success then and he led an extravagant lifestyle at that time.

Therefore it was not surprising that he barely made it in the annual fitness assessment and I remembered laughing at him sarcastically.

Well, he has since transformed into a big enthusiast in wellness activities (ask him for the pic full of run event medals) and more importantly, with a transformed personality.

Through the engagements at personal and financial planning levels, Steven is always a call or a text away. He is passionate in life and always shared the best and relevant products with those he connects. There is no selling, just sharing.

In a complex situation, I remembered telling him I shall take it up with his management as I fully aware it was beyond him but he still represented me to escalate till a closure.

Steven’s transformation is an inspiring and good learning model to me. I have benefitted a lot by applying his philosophy of “Law of Attraction”

Have a chat with Steven! He is my friend, my life coach and by the way - he is my financial advisor!

Thanks Steven!

Ching Eng

Steven has always been amazing!
I am so happy and grateful that I was recommended to him as my advisor for my medical insurance needs.

He has helped me to understand and ensured I had the best plan with the right coverage that’s suits my needs and budget.

When I fell sick and was hospitalized, he answered my queries promptly & also made sure everything is covered by my plan! I can't tell how secure and cared I felt, as I was alone in a foreign country with none of my family members around then.

I can’t imagine switching to another advisor. Steven is probably the best insurance advisor I could ever find as he has gone above and beyond in his customer service!

In a few words, Steven is phenomenal!
Responsive, attentive to my needs, and professional! Couldn’t have asked for anyone better. Love the service and I highly recommend him.

Herta Monica Montesino Cucos (MBA LLM), Corporate Development Manager, AMITY Singapore

I have known Steven for over 20years and I am glad that he is still in this profession.

Steven has always been on the toes whenever I need his assistance and advice on my policies. His patience in helping me to understand on each of my family policies (keeping up-to-date on the coverage) is really amazing!

I can always count on him whenever I have problems or trying to recap on the coverage of each of my policies. He answered to my queries promptly and his advice for the emergencies we faced in Europe recently was just beyond my expectations!

Steven is the best insurance advisor that I ever had and I couldn’t have asked for anyone better. I definitely and highly recommend him to someone that really need help on the right coverage that suits their need and budget!

Steven, my brother, you are truly the best la!

Yanti @NTU

Hi All Out There,

Steven was recommended to me by a work colleague, when I moved to Singapore about 2 years ago.

Admittedly, before meeting Steven, I had trouble finding an insurance consultant that was able to provide me with, what I believed to be, good unbiased advice.

His friendly approach and knowledge of the insurance terms convinced me to work with Steven straight away. Steven is very professional and always on hand to assist with any of my enquiries. His attention to detail is a great asset and he will go beyond the call of duty to help his clients.

Most importantly, having Steven take care of my insurance needs gave me peace of mind which is something I cherish dearly. You know you are in good hands with Steven!

Robert Voelzer

Regards,

Legal & Claims Manager AAL Shipping

Steven is an amazing agent with great character. He is professional, a good listener, extremely patient and trustworthy.

It's his personal touch that sets him apart from others. He would put in extra effort to get to know me and my family personally so that he can offer us the products and coverages that specifically suit our needs and budget.

He is very helpful and always available to answer any questions or make any changes regarding my policies.

I would highly recommend him to anyone that wants a professional who takes his work seriously.

Mr Stephen Thng
Trainer & Assessor in bricklaying at Skills Australia Institute

When I wanted to apply for an insurance in 2020, I had zero knowledge and understanding about how insurance works then and what type of insurance will benefit me.

After knowing Steven, he cleared all my doubts, helped me understand better about my protection & savings needs and recommended policies which help me while ensuring that the solutions suit both my needs and budget.

Overall, Steven is a good agent who will is always prompt when I have any queries or need his help.
Thank you for always being there!

Tasnim, Healthcare Professional

Steven is the most trustworthy, professional, passionate, and friendly agent I have ever had the privilege of meeting.
He’s detail-oriented, responsive and always go the extra mile to take care of his customers’ interest and needs.
I truly appreciate his wonderful service and would highly recommend Steven to anyone without hesitation!

Erica

Steven was introduced to me by my good friend. Other than polices bought when I was a child, Steven handles all my policies.
I trust in his professionalism, and in his advice with regards to policies that I may need or may be interested during different phases in my life. He does not sell policies for the sake of selling, but truly wishes that his clients are adequately protected so that they can enjoy life without medical or retirement worries.
Over the years, he has become more than just an insurance agent. He is someone I can call upon in times of need.
Thanks for being there for me and Kenzo 🐶.

Vicky Chua

Steven became my trusted agent recently, and after a long process on my side.
I value independent, unbiased advice, and I had long sessions with him sharing on my needs, his understanding, the different products he could offer and so on, and I eventually decided to entrust him with part of my financial planning.
Thank you Steven for offering good and neutral advice, that makes a difference. I know I am in good hands now.

Frederic

I’ve known Steven for over 10 years and he is truly one of the more genuine agents I have come to know.

He will always put his clients interests before his own as he offers his professional advice base on what the client needs and never for his personal gains only.

He cares for his clients and always makes a point to set appointment at the clients’ convenience. The special efforts he is willing to put in for his clients is something you certainly don’t get to see everyday.

Steven is not just a good agent, he has also become a good friend. He is always encouraging his clients to have a healthy and balance lifestyle, choosing to bond over a glass of wine occasionally.

I will definitely recommend Steven to anyone who’s looking for someone who goes beyond his call of duty and cares genuinely as a friend. 👍🏼👍🏼

Michelle Ong, Business Owner

Steven is my senior in the Welfare Services Club where we served as student volunteers, my friend and my trusted Financial Services Consultant.
I have known Steven for over 20 years. His professionalism and attention to details is why I have entrusted him with my family’s insurance coverages.

Steven is always just a call away when you need him. With Steven, you will never need another FSC!

Liew Boon Yeow, Senior Manager NXP Semiconductors (S) Pte Ltd

I met Steven 18 years ago, introduced by a mutual friend.

Since my first policy in 2002 he has been my only life insurance agent because there is no other agent I would want to go to.

Steven's wealth of experience and knowledge, together with his sense of empathy and compassion to help others, makes it easy for him to custom-make a financial plan that is most suitable for me. I really appreciate him for that.

I trust that he will be doing this for many years to come because he is constantly doing his best at what he does!

Anna Ku, The “Zoo Keeper”

Hi All Out There,

Steven is very professional, patient and helpful.

He is tireless. Always willing to explain and answer questions pertaining to my queries and claims.

Steven treats his clients like good friends, always go that extra mile when help is needed most.

Really appreciate your friendship.

Thumbs up to Steven!

Regards,

Jane Law

Hi All Out There,

I have come across many financial and insurance advisors who fade away after time. So much so that when you are in need, they can’t be found.
Steven on the other hand is a person who is dependable. He is an energetic person with trustworthy character. He is always attentive and prompt. Never failed to answer phone calls or respond texts even when he is on holiday.
Thank you Steven, for helping on my sister’s case. She would have a lot more to worry about if it is not for you.
I highly recommend Steven to anyone looking for quality advice and impeccable customer service.

Regards,

Hway Sang

Hi All out there ,

My family have known Steven for many years. He is a trusted friend who has walked along with us , seen our children grow along the years.

As a professional, he listens, advises and provides consultation calibrated to our family needs. He is diligent and always prompt in processing our claims.

Thank you Steven for being there whenever we call and I look forward to your support for many years more to come.

Regards,

Edmund Chua Deputy Director DSTA

I met Steven many years ago and have seen him grown into a highly successful professional because he believed in his cause.
He is highly diligent, humble and caring. He also later became my family insurance consultant and a family friend. Steven is highly professional and his belief on why he is in the profession resonates with me, the reason why I trust him completely and will not hesitate to take his advice as I know it will be to my family’s interest.
He is contactable wherever he is and his level of commitment to clients is indeed commendable. Never once have I doubted that he will respond swiftly whenever I have a difficult question for him – and he always will have an answer almost instantaneously.

Theng Soo Ting

Hi All out there,

I know Steven through my brother.

I have never expected nor believed that I can find an insurance agent who is both helpful and able to provide me with sound advice to my insurance needs until I knew him.

He is very patient and able to provide very clear information to us.

He is always so helpful whenever my family and myself need any advice or clarification on our insurance matters even when those policies were not bought from him.

Thank you Steven!

Regards,

Iris Thng, Manager DEFCON MARKETING AND ENGINEERING PTE LTD

I met Steven when I was an underwriter in AIG more than 10 years ago. During that period, he was not my appointed Life agent yet but I was impressed with his proactiveness and diligence. Subsequently, Steven was appointed as my personal agent. Steven continues to be an impressive financial advisor. He also extends his assistance as a personal friend. He is a trustworthy agent and friend, a person whom I would definitely give a "thumbs up."

June Ang, Director AON

Hi All out there,

Steven has been our family insurance agent for the past few years.

Not only he's very professional and knowledgable with our portfolios, he is also helpful and did an extra mile to assist and advice when we needed help for our other families member's policies.

We have a peace of mind to have Steven as our agent as we know he is always there when we needed him.

Thank you Steven !

Regards,

Christine, Business Owner

Hi All out there,

Steven has been my "Secret Agent", trustworthy consultant and sincere friend for decades. He is the most reliable financial advisor I know.

He is prompt and professional in delivering his service. I can just reach out to him on my insurance matters anytime and be assured of receiving sound advice. He cares about his clients!

So blessed to having him to take care of my insurance matters!

Regards,

SAL

Steven is a very professional and patient insurance consultant who takes pride in providing his best effort advices to his clients.

Iris Ang, Group CFO

Hi All out there,

I have known Steven for many years and through different phases of life he's been a trusted friend and professional who listens, advises and provides top notch consultion over my personal financial planning via an array of AIA products.

Thank you Steven for being there whenever I call and I look forward to your support for many years more to come.

Regards,

William Ang, Executive Director Human Resources

Hi All out there,

What struck me when I met Steven was that he was Friendly, sincere and warm. He would clarify any doubts I had and was Assuring.

Over the years when claims had to to be made, he was also Meticulous in ensuring that I was well taken care of and would follow up closely on the process. In short, he's Excellent in his work and his passion to give the best to his clients is evident.

So, if you have not spoken to this Friendly , Assuring , Meticulous and Excellent family agent of ours , you should.

Regards,

Language Coach & Property Consultant

Hi All Out There,

Steven has been the most trusting, reliable and competent agent one can have.
Our friendship of over 20 years started from my very first life policy. Since then, Steven has been a trusted family friend within my circle of extended family and friends.
I know I can depend on Steven whenever I needed help and advice. He is always ready to listen and attend to my queries. Recently our family underwent a challenging time when my mother suffered from a stroke. Steven has been very patient in supporting and explaining every step to us, from hospitalisation, transferring to community hospital to post hospitalisation care.
Our family and I really appreciate Steven's friendship, care and concern, and the professionalism he displays during his work. We are indeed blessed to have met and know Steven.

Regards,

Anna Neo

Hi All Out There,

On a chance encounter, Steven was an agent recommended by a good friend of mine. She spoke about his professionalism and good service rendered.

Through his assistance, he walked through my recent bereavement claims. He was compassionate, kind and most helpful.

His passion and dedication towards his clients is evident in his work. Detailed yet relatable when he explains the financial jargons behind the various insurance instruments.
He has shown genuine concern and care. Much appreciated ！

Regards,

Yannie Yong

Hi All Out There,

I have a strong recommendation for Steven Sit if you are looking for a personal financial consultant or any advice related to insurance counseling.
He is committed, knowledgeable and reliable. He is always contactable and ready with any answer if you needed to check on your policies. No hassle, no waste of time and he is always there for you.
My first policy back then in 1992 and more through the years till my recent policy were all well managed by Steven, my trusted agent!

Regards,

Mei Mei apj Regional Sales Compensation Enablement Manager, Hp Inc

Hi All Out There,

Steven is a very responsible agent with integrity. Client-centered, he seeks to understand the client needs before recommending a product.
He will tirelessly explain clearly and allows clients to clarify, as well as give them critical information.

Regards,

Educator, Ministry Of Education

Hi All Out There,

I used to work with Steven in 2013. Out of the hundreds of Financial Services Consultants I've worked with, I feel most comfortable working with him.

Product knowledge, field experience and prompt response is what I get from him all the time but most importantly, he is SINCERE about his approach and I look up to him as an older brother who has positive impact on the people around him.

Stay awesomely STEVEN 👍🏻⚡

Regards,

Nicholas Chow, Business Development Manager

Hi All Out There,

Steven has been serving our family very well for over two decades with savings, life, health and accident policies. Over this time, his attention and care has been first class.

Thankfully we invested early via Steven and the entire family is now sitting on valuable policies with high cash values. They represent a solid foundation for retirement and an excellent head start in saving and coverage for our two children.

I expect our relationship with Steven to continue. We are most pleased.

Regards,

Tomas A Norton

Hi All Out There,

Steven has been a true professional in handling my family's insurance and financial planning needs.

In the last 2 years, we had 2 accidents with our children and desperately turned to Steven for assistance. During both occasions, he was there to assist us throughout the journey, accessible at all hours of the day and provided us professional guidance and advice.

Most importantly, he showed genuine care and concern. I guess at the end of the day, such authentic and genuine display of human emotions are the key reasons why we have been his clients since 1990s.

Regards,

Carol Chua Foo, Adjunct Lecturer, Republic Polytechinc

Hi Steven Sit,

Thank you for the service and help you’ve rendered all these years.

One of the more detail-oriented and responsive insurance professionals I’ve come across.

Professional, prompt in response and unfailingly diligent. Steven has been a trusted and reliable source of knowledge, quick to help customers like myself navigate the complex and fairly technical aspects of the insurance claims process. This has freed up my time and lessened my worries when it comes to the tedious administrative burden – truly appreciated!

Regards,

Nicole Lee, Scotiabank, Accountant

Hi All Out There,

Steven is the person you want to trust your important insurance and financial related matters in because he ensures he understand your needs and requirement and provide a solution tailored to your needs.
As an insured person with AIA , as well as my parents, what you want is someone to provide AAA Service and always there for you at a press of a button. Steven is this capable protector of yours.

Regards,

Patrick Sze, Regional Sales Director, Apj, Elsevier

Hi All Out There,

No policy too small. No effort too big. Someone who Goes the Extra Mile G.E.M. to ensure you are adequately protected. A committed agent who takes care of his client well being. Thanks for the effort! Much appreciated.

Regards,

Cynthia Goh

Hi Eve Teh,

Steven is very dedicated, efficient, prompt, knowledgeable and committed to his service.
When I have doubts or need advice, he's always there. Thank you Steven, for making my insurance experience a stress-free one!
I will highly recommend Steven to assist you with your insurance needs.

Regards,

Michelle Ho, Associate Director, Colliers International (singapore) Pte Ltd

Hi All Out There,

Steven has been my family insurance and financial adviser for more than a decade and the level of service, knowledge and professionalism we received from him is unparalleled.
He is attentive to details and very patient to take the extra miles to explain the different options and make excellent recommendations to my family so we can have an all rounded coverage.
His service is customized and very personal especially to one that is unfamiliar with the insurance procedure. I’m convinced through the years that he is not out to make quick and easy money but always has our interest in his mind.
Unlike some others who try to push their policies to you, he lets you decide at your own pace.
Thank you very much for the great service, Steven.

Regards,

Lye Seng Kai, Executive Director, Totex International Limited

Hi All Out There,

嗨 Steven！

感谢您一年来在保险方面给予我的优质服务！⭐️⭐️⭐️⭐️⭐️您总是那么耐心、细心地向我解释保险的每一项条款，当我向您征询保险方面的建议时，您总能提供给我最中肯，最适合我的保险建议。不管有何种疑问，您都第一时间上门服务。
您对于我及我的家人来说，不仅是保险经纪，更是一个值得信赖的朋友，和您的相处永远都是那么愉快的。您热爱运动、积极向上的生活态度更鼓励了我们，让我们更加关注自己的健康，关爱自己的家人！
保险是终身的，友谊也是一辈子的。感谢你的一路相伴！

祝好！

Regards,

李伟老师，圣安东尼女校

Hi All Out There,

I bought a simple Travel Insurance from Steven as I was going on a Everest Base Camp trek.

I was totally impressed by the level of commitment and service provided. I had to be evacuated on the way down after a fall. As we had to contact AIG for approval for the medical evacuation, I messaged Steven and his response to my questions were quite immediate, giving me the necessary numbers and items claimable each time a message is sent.

This no doubt helped me to get the necessary approvals quickly and I was evacuated within 24 hours. For a small value policy, Steven has shown that he has his clients' interests at heart and can be trusted fully. He is definitely someone whom I would consider as my financial adviser.

Regards,

Loh Soi Min

Hi All Out There,

My first policy was bought from Steven, 20 years ago. I think the most important thing is having a responsible and reliable agent to be in the same trade and Company is not an easy thing. However, I am glad that he is still in the industry working and servicing my policies. Steven knows his work well and is willing to give valuable advice on what is needed.

It is not just selling policy to his clients. Instead, he treated his clients as friends and this make the working relationship merrier.

Regards,

Stella Poh, Executive Secretary Hup Soon Global Corporation Pte Ltd

Hi All Out There,

Steven has been providing excellent insurance counseling and advice for my family and I for years. He is very knowledgeable in his profession. He is patient in explaining the details and answering questions pertaining to our insurance needs.
On a personal note, Steven treats his clients as good friends too. He organizes regular healthy activities like cycling, running, and encourages his clients to join in so as to keep a healthy lifestyle and at the same time to network. In fact, many of his clients are now my friends too.
I would highly recommend his services to anyone who is looking for a 5-star Insurance agent.

Regards,

Lai See Siong, Thermo Fisher Scientific, Director, Manufacturing & Process